CashBean: Your Digital Personal Loan Partner

For Indian mobile users, Cash Bean is a quick personal loan platform. CashBean, provided by P. C. Financial Services Private Limited. It is an authorized NBFC, that completely fulfills clients’ financial requirements online.

Features of CashBean 

  • You can avail a personal loan at Casashbean to do shopping, clear dues, pay utility bills or use any other means. 
  • From Cash Bean,  people can avail themselves of loans from rupees 1500 up to rupees 60,000 at a single time. The interest rate at Cash Bean is very affordable, starting from 0.07 % per day. The largest interest rate at Cashbean goes up to 26% per annum. 
  • you can make the loan repayment at cash bean within three to six months.
  • The processing fee for a one-time personal loan at Cashbean is from rs 90 to rupees 2000 with a GST of about 18%.GST. The interest rates depend upon the loan amount you have taken from Cash Bean.
  • You can avail the loan at any time without any penalty at Cashbean

Why apply for a Cashbean personal loan

Applying for a personal loan at Cashbean will benefit you in various ways. Let us learn how. 

  • You will get the convenience of availing the loan between from rupees 1500 to rupees 6,0000. 
  • The process at Cabean is digital, so it involves less paperwork. Reduces the time needed to make the loan available.
  • The interest rate at Cashbean is as low as 0.07% per day compared to other banks that suction personal loans. 
  • There is no paperwork involved in availing of the loan at Cashbean. The time taken for the whole loan process is minimal. You will get the amount in the account within minutes with the approval of the loan applications. 
  • Collateral is not required to get a personal loan from Cash Bean. A guarantor security fee is also not required. 
  • You can operate Cash Bean in almost all cities nationwide, so assessing your loan in major cities is easy. You can also apply for a personal loan from any country or city at Cash Bean. 
  • You can apply for a personal loan at CashBean without having a good credit score, or if you do have a credit score.
  • Cashbean has a proprietary tool. It considers various other customer data points and does not depend on only the credit score. 
  • You can get all the answers to your queries and doubts at customer support at Cash Bean. 
  • The exact charges are applicable for personal loans mentioned on their website. No other hidden charges will asked during the application form. 

Eligibility criteria for personal loan at Cash Bean 

  • The following are the Cashbean personal loan eligibility criteria given below
  • Personal loans are readily available for self-employed or salaried people 
  • A regular source of income is mandatory to be eligible for a Cashbean personal loan 
  • An applicant should not be between the ages of 18 and 56
  • An applicant should be an Indian or have nationality of India
  • The applicant should have a valid bank card and address proof

What charges do Cash bean ask?

  • Processing fee 
  • Late fee 
  • The primary payment for membership is Rs. 120 for a single month and Rs. 250 for three months.
  • A senior membership costs Rs. 600 for six months or Rs. 300 for 3.
CashBean
CashBean

How to apply for a cash bin personal loan

You can download the Cashbean app from the Google Play Store. And then you have to create an account or log in to be eligible for the personal loan. 

Fill in the following details when you need a loan from Cash Bean

  • Name Address 
  • mobile 
  • email ID employment status 
  • monthly income 
  • location 
  • any other information for loan application 
  • E-signature on the loan document 

Cashbean Loan Repayment

  • You must use the registered mobile number to log into the mobile app to make CashBean payments on loans.
  • The next step is to choose a payment method. You can choose bank transfer, Paytm Wallet, Razorpay, a debit card, or UPI.
  • You must choose the bank transfer option if you make payments through net banking.
  • You must provide the exact bank information required to deduct the EMI amount from your bank account.
  • This renders it easier to make timely repayments without ignoring deadlines.
  • The auto-debit will only be honored if the account maintains a sufficient balance on the due date.

Cash Bean Customer Care 

The following methods can be use to get in contact with a personal loan customer care team:

Customer service can be emailed at cashbean.help@pcfinancial.in or by phone at toll-free number 180 0572 8088 or 0124 – 603 6666. The customer support telephone number is open daily from 9 AM to 8 PM, eliminating weekends and holidays.

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